Whilst we can help many people with their mortgage, sometimes (especially if the blips on your credit file are recent), we may not be able to help right away. But rest assured, we will create a plan bespoke to yourself and your goals to ensure you can purchase and/or remortgage as soon as possible.
The mortgages available to you will depend on your individual credit profile and we need to take into account the dates, values and account type to check your eligibility with mortgage lenders. Use the link below to download your credit report from Check my File, you can then email a copy to email@example.com, we will review your credit report before contacting you to discuss your requirements.
Sign up for a 30-day free trial after which a £14.99 fee applies, the subscription can be cancelled at any time.
Or you can also access this free from:
ClearScore offers you access to your credit report free for life through Equifax.
Credit Karma offers you access to your credit report free for life through TransUnion.
What can affect your credit score?
- Late or missed payments.
- Bankruptcy, IVA, DRO, DMP, CCJ, Defaults
- Pay Day Loans
- Lack of credit history.
- Having a high Debt to Income ratio
- Applying for lots of credit accounts in a short period of time.